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Think You're Covered? 6 Ways Spousal Social Security Benefits Can Be Cut or Lost Entirely

If you're planning on spousal benefits, make sure you understand these SSA-mandated rules.

Think You're Covered? 6 Ways Spousal Social Security Benefits Can Be Cut or Lost Entirely

Published August 3, 2026 · Category: Finance

Overview

If you're currently married or were previously married to someone who earned considerably more than you, and you're counting on claiming Social Security spousal benefits based on their work record, the process may not be quite as straightforward as you imagine. The Social Security Administration (SSA) has strict rules regarding spousal benefits, and failing to adhere to even one of those rules can lead to a benefit reduction or total denial of your claim.

Here's what you need to know to receive the largest Social Security spousal benefit available to you.

Image source: Getty Images.

Details

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Source

Originally published at www.fool.com.

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